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See Our Latest Endorsement From Real Estate Guru Barbara Corcoran

Our team recently received an amazing endorsement from a master of real estate that I wanted to share with you.

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I'm proud to serve the Tampa real estate market and call it home. I'm also very proud to be the only agent in Tampa with the endorsement of Barbara Corcoran. You may have seen Barbara on ABC's hit show "Shark Tank," where she has invested her own money into more than 20 businesses and shepherded them to success.

Barbara is one of the most renowned names in all of real estate, which is why I'm proud to share her my latest TV commercial with you. Barbara is big believer in the the Duncan Duo Guaranteed Sale Program and I'm happy to have her on my side!

Won't you take 30 seconds and check out my latest TV commercial featuring Barbara Corcoran?

Thank you again for your time. If you have any questions at all about our Guaranteed Sale Program, please feel free to call or email me today!

How Our Core Values Shape Our Service

Why does working with a real estate agency that has a set of core values matter?

Working with a team that has core values like we do matters because they define how the company makes decisions, how they treat their customers and the public, and what’s important to them. 

Every company has a different set of core values, but today I want to share our core values, what they mean to us, and why they matter to you when determining whether to hire us to help you to buy or sell a home: 

Leader: We want to be a leader in the marketplace and a leader in the industry.

Energetic: We want salespeople and the operations staff that deal with our customers to enjoy what they’re doing, have energy, and to go about their day with a purpose.

Authentic: We’re not the same as every other real estate company. We do some unique things, and we like the fact that we’re authentic. 

Dynamic: It’s in our name, and it means ‘ever-changing.’ We adapt because we know the real estate market changes, and we’re a dynamic firm to help our customers, agents, and staff handle those changes in the marketplace.

We want to be a leader in the marketplace and a leader in the industry.

Family: At our company, our people are like family, and we pass that loyalty on to our customers.

Charitable: My wife and I started a foundation and our goal is to give over $100,000 to charity this year. We want to give back to a community that gives so much to us and help those in need.

Integrity: We want to have integrity in all things we do. We want to be upfront, honest, and put our customers first. 

Learning: We’re learning-based, and we always want to focus on learning—not just how to sell more homes, but how to service our customers and be better for our community. 

Winner: I’m a competitive person, and everybody wants to be a winner. On our team, we want to be the best for our customers.

Innovative: We use 3-D Matterport tours, drone technology, videos, and optimization for our listings for certain web portals. We want to innovate and come up with new ideas and techniques to serve our customers better. 

Accountable: We’re not afraid to accept responsibility when things don’t go well. Our people are accountable to results and doing a great job for our customers. 

We hope our customers follow these same core values. If we have a customer we feel doesn’t fit our core values, we’re not afraid to move on from them and let them work with someone else. 

In the video above, you can see that if you line each core value up along a certain letter, it spells out the words ‘lead,’ ‘fail,’ and ‘win.’ That’s not an accident. 

‘Lead’ is there because we want to lead the market. ‘Fail’ is there because we’re unafraid to fail. We want to push the envelope and push our customers, but sometimes things don’t go our way. 

We learn a lot from those failures, and by being unafraid of failure, we can help our customers better. 

‘Win’ is there because we want to win. We want to win listing appointments and contract negotiations. Winning to us is a way to position ourselves to achieve success for our customers. 

To see an image of our core values, visit the ‘About Us’ section of this website. If you have any questions, please don’t hesitate to reach out to us. We’d be happy to help. 

What Are Some Appraisal Challenges You Might Run Into?

One of the challenges of an improving real estate market is rising prices. When prices rise, the supply and demand curve supports those rising prices. As a result, appraisals often come in short, or lower than the purchase price. 

When that happens, the buyer usually has the option to cancel the contract. A renegotiation can also ensue where either the buyer or the seller comes up with the difference to move the sale along. 

To clarify, an appraisal is a form of protection for both buyers and the bank. For buyers, it’s to stop them from overpaying for a home. For banks, it’s to keep them from handing out a larger loan than necessary. If you make an offer on a home and it doesn’t appraise, you’re not obligated to move forward. 

One important thing to note about the appraisal process is there are certain loan products, like the FHA loan, where the appraisal attaches to the property. By this I mean for a period of time, the appraisal stays with the property. 

For example, let’s say an appraisal comes in short from a buyer on a specific property, they decide to cancel, and the seller puts the home back on the market. That appraisal then stays on file, and any subsequent buyer that comes along during that time period with an FHA mortgage would be relegated to that same appraisal number. If you’re a seller looking to cancel a contract and you know the home you’re selling is very likely to be bought by another FHA buyer, you might have to wait until that appraisal expires or someone else comes along with a different loan product. 

Depending on the loan product, the buyer has the right to choose a new lender with a new appraiser.

It’s important to remember that although appraisers are heavily trained professionals with lots of credentials, their opinions on the value of a property can differ. As the industry has changed, their role has changed as well. For a time, there was pressure to bring appraisal prices down, and that caused some of the best appraisers to do other things. 

In addition to having the right to cancel the contract or pursue negotiations, the buyer can also change lenders. A new lender with a new appraiser could see the value completely differently. In that case, you’re generally looking at a delayed closing, but that’s something that can be done to keep a deal under contract at the original purchase price. 

Years ago, shady things like cozy relationships between appraisers and lenders tended to form whenever homes needed to be appraised. Now, though, federal guidelines and regulations have changed so lenders don’t have as much one-on-one communication with appraisers. 

In my opinion, local lenders are better because they not only have a firmer pulse on the market, but they also do a more thorough job of giving a solid value that can be verified by solid data instead of giving a high or low appraisal just to get a loan through.  

If you have any more questions about appraisals or any other real estate topic, please feel free to reach out to us. We’d be happy to help.