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Rural Housing Loan is often overlooked by people. It offers a lower down payment altenative compared to FHA or VA. An example of this is USDA loan which offers no money down. Surprisingly, there are a lot of areas in Tampa Bay that are considered rural. David also talks about how this is a prevalant option for a while but not at the moment due to the first time home buyer grant available for people who haven't owned a home in Hillsborough, Pinellas, Pasco and Polk Counties.
Other loans that are available are the Jumbo loan program and the escrow hold back.
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