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Andrew Duncan, Tampa Bay's #1 Realtor and expert talks with Arnie and David Diaz from Waterstone Mortgage about how it's 42% cheaper to buy than to rent in Tampa Bay! Imagine that! Andrew says there are a lot of consumers who don't engage with the mortgage lenders because they think they can't qualify when they probably can. It's like they did too good of a job telling people that it got harder to get a mortgage that they're spooking people from even trying.
David talks about the 2 camps of consumers - first are those who don't think they could get one. They are buyers who are not even aware they could put as little as 3% down or no down payment at all just like in programs offered by Waterstone Mortgage.
The other camp are those buyers who usually buy every 6 years but instead are now buying every 10 years. Getting a mortgage 10 years ago is very different than it is today. They are doing more checks and balances to make sure the buyer has the means to pay the loan back but it doesn't necessarily mean it's more difficult to get qualified. Andrew refers to the process as "more detailed."
There's even a program offered in Hillsborough county for first time home buyers (meaning you haven't owned a home in the last 3 years) wherein they could qualify for $15,000 down payment assistance.
So if you're on the fence about buying your first home, call The Duncan Duo and Waterstone Mortgage now for a free consultation.
To get more Tampa Bay Real Estate news and advice from Tampa Bay's #1 Realtor, tune in to The Duncan Duo Real Estate Show on 970 WFLA - Tampa Bay every Sundays at 10 am.
David talks about the 2 camps of consumers - first are those who don't think they could get one. They are buyers who are not even aware they could put as little as 3% down or no down payment at all just like in programs offered by Waterstone Mortgage.
The other camp are those buyers who usually buy every 6 years but instead are now buying every 10 years. Getting a mortgage 10 years ago is very different than it is today. They are doing more checks and balances to make sure the buyer has the means to pay the loan back but it doesn't necessarily mean it's more difficult to get qualified. Andrew refers to the process as "more detailed."
There's even a program offered in Hillsborough county for first time home buyers (meaning you haven't owned a home in the last 3 years) wherein they could qualify for $15,000 down payment assistance.
So if you're on the fence about buying your first home, call The Duncan Duo and Waterstone Mortgage now for a free consultation.
To get more Tampa Bay Real Estate news and advice from Tampa Bay's #1 Realtor, tune in to The Duncan Duo Real Estate Show on 970 WFLA - Tampa Bay every Sundays at 10 am.
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