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Rural Housing Loan is often overlooked by people. It offers a lower down payment altenative compared to FHA or VA. An example of this is USDA loan which offers no money down. Surprisingly, there are a lot of areas in Tampa Bay that are considered rural. David also talks about how this is a prevalant option for a while but not at the moment due to the first time home buyer grant available for people who haven't owned a home in Hillsborough, Pinellas, Pasco and Polk Counties.
Other loans that are available are the Jumbo loan program and the escrow hold back.
To get more Tampa Bay Real Estate news and advice from Tampa Bay's #1 Realtor, tune in to The Duncan Duo Real Estate Show on 970 WFLA - Tampa Bay every Sunday at 10 am.
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