Tampa Bay Year End Financial Review – Don’t forget about possibly refinancing

 

There are many Tampa Bay area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here to learn about our “Your Home Sold Guaranteed in 29 Days” program or for a free property valuation so you know what your home can sell for in today’s market. You may also call me at (813) 359-8990 for a FREE home buying or selling consultation to answer any of your real estate questions.
 
Andrew and Angela Duncan, #1 RE/MAX Agent in Floridatalk to Mike Yates of Atlantic Bay Mortgage about refinancing. This is the time of the year that people review their current situation and plan for the next year.

For those not selling or plan to hold on to their home longer, this is a good time to look into refinancing. Rates are still historically low. There are still a lot of opportunity with the housing market gains the last couple of years. Your home might have more equity than you think. You can use it to pay some of you debt off, maybe use it for upcoming expenses like home improvement or you may just want to get your home paid quicker. Traditionally 10-15 year mortgages not only save you a ton of money on the back end but also have better interest rates than 30 year ones.

If you went through some tragic credit issues before like a foreclosure or filed for bankruptcy in the past,you might be surprised at the possibilities that might be available to you in a refinance situation. Time heals a lot of wounds in the credit world. Your credit might not have been high enough before but the lender you speak with may be able to give you quick tips on how to get you to that point quicker or although you went through foreclosure or bankruptcy, you might already be able to qualify for refinancing.


To get more Tampa Bay Real Estate news and advice from Tampa Bay's #1 Realtor, tune in to The Duncan Duo Real Estate Show on 970 WFLA - Tampa Bay every Sunday at 10 am.

Tampa Bay Homeowners & Flood Insurance Annual Checkup / Update with Artisan Insurance

 

There are many Tampa Bay area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here to learn about our “Your Home Sold Guaranteed in 29 Days” program or for a free property valuation so you know what your home can sell for in today’s market. You may also call me at (813) 359-8990 for a FREE home buying or selling consultation to answer any of your real estate questions.
 
Andrew Duncan, #1 RE/MAX Agent in Florida, together with Richard Vasquez of Artisan Insurance, talk about Homeowners and Flood insurance updates. This is the time of the year when people shop around for insurance providers and plan for the next year.
 

They talk about the recent changes in the insurance policies. A lot more companies have come in to the market. Because of the competition, it will be easy to find the best policy for the lowest price.

Richard also advises homeowners to be more proactive because a typical insurance company usually has between two to five thousand customers so it would be hard for them to keep an eye on your policy unless you reach out and ask them.

They also remind homeowners that since it's not hurricane season, there are more companies that are open to new customers looking for flood and hurricane insuranc


To get more Tampa Bay Real Estate news and advice from Tampa Bay's #1 Realtor, tune in to The Duncan Duo Real Estate Show on 970 WFLA - Tampa Bay every Sunday at 10 am.

Tampa Real Estate Advice – Steps to take to sell your home after it failed to sell before

 

There are many Tampa Bay area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here to learn about our “Your Home Sold Guaranteed in 29 Days” program or for a free property valuation so you know what your home can sell for in today’s market. You may also call me at (813) 359-8990 for a FREE home buying or selling consultation to answer any of your real estate questions.
 
Listen to Andrew Duncan, #1 RE/MAX Agents in Florida talk about steps you can take to better position your home in the market place to have a better chance at selling. His guest host, Richard Vasquez of Artisan Insurance, shares his thoughts and advice to sellers.

First is know where the home was previously marketed. Not all realtors market their listings the same way. The MLS is not as special as it used to be. And it's not just what websites you market your home on but more importantly - HOW you put it on certain websites. The Duncan Duo invests on the enhanced versions of Zillow, Realtor.com, Trulia and other major portals which means their listings get featured, they get more photos and they get to put a video on there.

Another important reason why a home hasn't sold is the photos. The Duncan Duo does 3D tours, videos of the home and even use drones for aerial photos. The quality of the photos and videos certainly makes a difference and The Duncan Duo certainly takes this to another level.

Pricing is another thing that could affect the sale of the home. Some are under priced, others are over priced and you need to make adjustments. There are a lot of techniques in pricing a home right that can help the home sell.

In addition to how your home is marketed, where it's marketed, how it looks like online, and how it's priced, another thing you can look at is a completely different strategy about what you accentuate about the home will help the home sell. Find a way to focus on the positives and other things that a consumer might want in a home.


To get more Tampa Bay Real Estate news and advice from Tampa Bay's #1 Realtor, tune in to The Duncan Duo Real Estate Show on 970 WFLA - Tampa Bay every Sunday at 10 am.